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ipivb
Master Cheater
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Joined: 29 May 2010
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 Posted: Fri Feb 11, 2011 2:11 pm Post subject: |
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Damn dude I'm really starting to like you now =D
Everything you say is so interesting xD. Yeah I'm sure they're not gonna actually sue over such a small amount, but I do need to pay it off so I get my credit back up.
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Geri
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| Posted: Fri Feb 11, 2011 2:27 pm Post subject: |
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| Quote: | | Yeah I'm sure they're not gonna actually sue over such a small amount, but I do need to pay it off so I get my credit back up. |
Don't be so sure because the interest on Your debt can easily double the amount in a few years and then it may worth to sue. Some really sneaky fuckers are doing that (well most of the companies are doing that). So pay it back as soon as You can because at the end, You may end up with 2000 USD debt in the court, not to mention that You will have to pay the cost of the whole process of the collection. And if they hand over Your debt to some collector, that will put even bigger ridiculous interest on it. That's how they do 10000 from 1000. And the methods they use are outrageous but (sadly) legal. Seriously it sucks to have debt.
EDIT:
http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php
According to this, they have 4 years to sue You if they want. And the interest on it is at least 10% per year.
And this may be also useful:
http://www.investopedia.com/articles/01/061301.asp
I think the best method is to pay back the whole amount (if You can) and get a new debt. Because the longer You owe them, the higher is the interest on it.
EDIT 2:
Eh, just look up in Google how is Paypal processing debt. I would really hate to be harassed by their debt collector lap dogs. And I see they take their time so maybe they will get to You a few years later only (as usual), but they don't forget.
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ipivb
Master Cheater
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Joined: 29 May 2010
Posts: 256
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| Posted: Fri Feb 11, 2011 6:06 pm Post subject: |
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Good points, but they are no longer charging me interest. So I'm just gonna wait until I can really make some decent payments towards it... so I can maybe buy a car one day.
Of course if we were cyborgs this would be no problem because I would easily be able to focus all my energy on making money any-way possible. Just trying to stay on topic ;p
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Geri
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| Posted: Fri Feb 11, 2011 7:08 pm Post subject: |
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| Quote: | | Of course if we were cyborgs this would be no problem because I would easily be able to focus all my energy on making money any-way possible. Just trying to stay on topic ;p |
You wouldn't need a car because You could fly like Superman or run like Flash. 
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Jorg hi
I post too much
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Joined: 24 Dec 2007
Posts: 2276
Location: Minnesota
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| Posted: Fri Feb 11, 2011 7:38 pm Post subject: |
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| Lol if everyone would be doing that 'money making' thing stated by ipivb, then the economic status of each individual would be in pure equilibrium.
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MAND44
How do I cheat?
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Joined: 13 Feb 2011
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Location: BA
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| Posted: Sun Feb 13, 2011 8:17 am Post subject: |
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Don't fool yourself, there's no cure for death.
Everyone dies eventually ...
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ipivb
Master Cheater
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Joined: 29 May 2010
Posts: 256
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| Posted: Tue Feb 15, 2011 8:59 pm Post subject: |
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| MAND44 wrote: | Don't fool yourself, there's no cure for death.
Everyone dies eventually ... |
True. After all, with time, the universe will reach a point where it cannot support life anymore.
However, it is entirely possible to extend lifespan. Only 150 years ago, the average life expectancy was just 40 years old. In fact, it wasn't until the 1970s/'80s that life expectancy reached close to what it is today. And the reason it increased is because of improvements in healthcare technology.
Completely replacing limbs/organs would be the ultimate improvement in healthcare, allowing humans to theoretically live as long as the brain is still functioning (and the brain is able to live much longer than the body can).
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Jorg hi
I post too much
Reputation: 7
Joined: 24 Dec 2007
Posts: 2276
Location: Minnesota
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| Posted: Wed Feb 16, 2011 6:57 am Post subject: |
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| Crocodiles and turtles live long because they have a naturally low heart rate.
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